Gold Plan SI 50K,1 Lakh,1.5 Lakh 1% of SI per day, For other SI under Gold Plan actual.
ICU Daily Rent Limit
Gold Plan SI 50K,1 Lakh,1.5 Lakh 2% of SI per day, For other SI under Gold Plan actual.
60 days. For Topaz and Ruby Plan 1% oF SI upto 60 days.
Post Hospitalization Expenses
90 days. For Topaz and Ruby Plan 1% oF SI upto 90 days.
Minimum Hospitalization Period
Day Care Procedure Coverage
Automatic Restoration of Sum Insured
This benefit is available for sum insured of ? 300000 and above. Recharge shall beavailable only for future claims irrespective of whether the claim is for the same ailment for which insured has claimed.
Pre-Existing Disease / Illness coverage
Covered after4 years of continuous Coverage
Waiting Period for New Policy
Co-payments are applicable in case of admission in room with higher room rent than the eligible limit in case of Topaz and Ruby Plans
Free Health Checkup
Medical Checkup - At the end of every continuous period of 4 claim-free years
Maximum ? 2000 for Gold and Platinum Plan, Maximum ? 750 for Topaz and Ruby Plan, Overall limit of ? 1500 per policy year.