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Which life insurance products are Indians buying


In its latest insurance sector report, Emkay Global Financial Services has shared comprehensive details on the new business performance across product categories in the life insurance space during FY22.

Even though ULIPs made a strong comeback in 9MFY22 (Retail Annual Premium Equivalent +50% YoY), the category witnessed slowed down materially in Q4 (+8% YoY), driving FY22 ULIP Retail Annual Premium Equivalent (APE) growth to 33%. 

Pension products and non-par (savings) continued to grow strongly, but Annuity and par savings struggled, reflecting LIC’s (the most dominant player in these segments) slow growth.

Source : Financial Express

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