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Re- launched for the period 15th August 2014 to 14th August 2015
Available to citizens aged 60 years and above.
Benefits :
- Pension Payable:
  During the lifetime of the Pensioner, a pension in the form of immediate annuity as per the mode chosen by the Pensioner shall be payable.
- Death Benefit :
  On the death of pensioner, the purchase price shall be refunded to the nominee /legal heirs
Pension would be on immediate annuity basis in monthly, quarterly, half-yearly or annual mode, varying, respectively, between Rs. 500 to 5000 (monthly), Rs. 1500 to 15,000 (quarterly), Rs. 3000 to Rs. 30,000 (half-yearly) and from Rs. 6,000 to Rs. 60,000 (annually), depending on the amount subscribed and the option exercised.
The payout implies an assured return of 9% on monthly payment basis, which amounts to an annualized return of 9.38%.
Loan (up to 75% of subscribed amount) can be availed after 3 years from the Date of Commencement.
On death, the full purchase price will be refunded to nominee.