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A combination of Endowment and Whole Life Plan. Provides for a maturity amount after a pre-decided term and a whole life cover thereafter too
Premiums are payable for a pre-decided term only.
LIFE COVER: Sum Assured + Bonus + Final Addition Bonus (as applicable) during the predecided term. After that life cover is equal to the sum assured for the rest of life
MATURITY: Sum Assured + Bonus + Final Addition Bonus (as applicable) will be paid at the end of predecided term.
WIDE CHOICE OF TERM - can be easily aligned with your family objectives
LIQUIDITY: You have an option to surrender the policy & receive the cash value after payment of premiums for 3 years. Loan is also available on this policy when it acquires surrender value. Policy can also be surrendered for a cash value after the maturity benefits have been paid. Thus in a way, it provides an option for 2nd maturity value.
FREE built-in Accident Benefit rider upto Rs. 5 Lacs
Premiums paid are TAX EXEMPTED u/s 80 C
Maturity amount is TAX FREE u/s 10 (10) (D)
Optional Add-on Riders:
- Critical Illness Rider – Pays the sum assured under this rider on occurrence of any critical illness. Wide list of illnesses are covered.

Yearly Premium for 10,00,000 Sum Assured
Age	15 Years	20 Years	25 Years
25	74158	52577	39751
30	76292	54274	41206
35	78959	56408	43097
40	82209	59124	45474